Visa/MasterCard is pushing for EMV/Chip & Pin technology. Previously, the liability of fraud is on the payment network. Visa/MasterCard have announced a liability shift from the payment network to the merchant for fraud if the merchant doesn't adopt chip & pin.
The rollout date is supposed to be Oct 2013.
As an end user, you are not able to protect from this type of fraud. That's why the liability doesn't reside with you.
Kozmo definitely still resonates with me. I was a huge fan of them while I was back in college. Where else can you order Ben & Jerry's at 11PM and get a refund because they were late on their delivery?
Hah, that's great. I shouldn't have been surprised that it exists. My question is: did you register that or is there a bot out there registering domains that appear in comments?