It's very common for discussions on this topic to only look at one particular factor and use it to fit some narrative one believes to be correct. Mentioning the difference in population age while ignoring things like population density or different climates is a good example of this.
They put a lot of money into long-term bonds before the latest interest rate hikes. These bonds now sell at a discount, so they can no longer cover all deposits by selling them.
This is a very good/short description that explains what happened. It's not that they made risky investments but rather lack of diversity plus the insider trading of everyone pulling their money did they in. No sympathy.
Right, so where are the “gains”? Where is the greed? It doesn’t seem like there is an unreasonable upside here, just a misunderstanding/mistake in handling the assets.
Your ideas on this topic are so bizarre. Are you arguing here that the bank owners and employees were not paid? That they didn't pursue a strategy they believed would give them higher returns, and failed?
I'm arguing nothing, and am trying to better understand why people are continually claiming it was their "greed" that caused this failure, and not their incompetence.
They didn't seemingly pursue a strategy that would have resulted in their pay increasing meaningfully, in fact it seems like they pursued a strategy they believed was safe and cautious. It wasn't, but they did seem to think so.
But I don't have all of the facts and this is not my wheelhouse, so I'm asking questions for clarity. "I don't know" is a reasonable answer, but not one I find around here much.
Inactivated COVID-19 vaccines (that is, vaccines using virus copies that have been killed - live vaccines would be ones where the virus has been weakened) have been a thing for some time. IIRC China used a lot of them.
My understanding is that they're not quite as good as mRNA in terms of efficacy (though I haven't looked this up in some time.)
> Also, Hep C, HIV and herpes have no vaccine, so unclear what your statement is referring to anyway?
OP is talking about more vaccines as possible future mitigations - more vaccines as in new vaccines, not more vaccinations using existing ones (though that wouldn't hurt either.)
> It would typically happen maybe once a month at most, but it was almost always on a Sunday.
Do you recall if you slept in on those days? I tend to get a specific kind of headache if I sleep for too long.
This also happens if I take a nap during the day. I don't really take any naps because of that, but I remember hating being forced to nap in Kindergarten (at least during the first two years or so), probably for the same reason.
> Participants washed their gloved hands with a suspension of MS2 bacteriophage and hands were dried with one of the three hand-drying devices. [...] Over a height range of 0·15–1·65 m, the JAD [jet air dryer] dispersed an average of >60 and >1300-fold more plaque-forming units (PFU) compared to the WAD [warm air dryer] and PT [paper towels] (P < 0·0001), respectively.[1]
Okay, but I'm sure just-washed hands aren't all that dirty, right?
> This observational study was conducted to evaluate [...] hand hygiene practices among college students. [...] Overall, 72.9% of students washed their hands, 58.3% practiced hand hygiene (using either soap or hand sanitizer), and 26.1% washed their hands adequately.[2]
I couldn't find any epidemiological studies, but this feels like good enough of a reason to stick to other options considering these things are a solution in search of a problem anyway.
That's correct. Sberbank Europe is registered as an Austrian bank, so the Austrian equivalent of the FDIC has to cover deposits of up to 100K per client.
There's no mention of encryption at rest using your own key. To quote the ruling:
> If the second respondent (Google) subsequently refers to encryption technologies - such as the encryption of "data at rest" in the data centers - he must again be countered with recommendations 01/2020 of the EDSA. Namely, it states that a data importer (such as the Second Respondent) who is subject to 50 US Code § 1881a (“FISA 702”) has a direct obligation with regard to the imported data that is in his possession, custody or control to grant access to or release them. This obligation can expressly also apply to the cryptographic key without which the data cannot be read (ibid. margin no. 76).
> As long as the second respondent has the opportunity to access data in the Plain text access, the technical measures taken cannot be regarded as effective in the sense of the above considerations.
The last paragraph suggests true end-to-end encryption may be acceptable, but that's not how Google Analytics works.
I've had this issue before - some combination of relaunching System Preferences, toggling the "iCloud Mail" checkbox and smashing "OK" repeatedly eventually made it work.
My understanding is that existing inactivated (whole-virus) vaccines perform worse than mRNA-based spike-targeting vaccines when it comes to neutralization. Here's a small study comparing BNT162b2 and Coronavac[1].
> Third, we have not assessed the T cell immunity against the Omicron variant, which correlates with disease severity.
Non-antibody immune response is understudied. I suspect antibodies are just easy to measure, but, unfortunately for my academic record, there’s more to immune responses than just antibodies.
> Fourth, since all Coronavac recipients had an MN titer of <10 against the Omicron variant and the GMT against the ancestral virus is only 21.73, an accurate fold-reduction in neutralizing antibody titer cannot be determined.
Takeaway is that mRNA vaccines are very immunogenic in general. Hard to say if a more immunogenic coronavac would fare well against omicron or not.
