Also note that the law requires 60 year old women to buy maternity coverage. Is their lovely partner going to make them pregnant?
Given that the Guinness record for the oldest natural conception is 59, I think not (there are a few cases of older women giving birth, but those all involved in vitro fertilization or the like).
What other astoundingly unlikely events do you guys think people should be required to insure against? Meteor impact? Virgin birth? All the molecules of air rushing to one side of the room and suffocating you?
FB has great face recognition software and multiple tagged photos of pretty much everyone who has an FB account. Show 20 photos (or 42 or however many you need to get the chances of a lucky guess small enough) and let me - click on me. Give me 2 chances and if I'm wrong both times give a link for a quick video chat with a FB rep for ID purposes.
They already have an "identify 5 photos of my friends" system for some account lockout situations. But that may not be sufficient if the hacker has already had access to the account for a while (they'll have had time to scrape the user's friends list).
I must have missed something. I didn't read what patio11 wrote to suggest that he thought paying with cash (or it's equivalent) would be a bad decision. It seems to me like your friend made a sane and responsible choice when she ditched the bank.
Really, if asked, I don't know anyone struggling financially who has a line-item in their budget to cover not having money. Maybe overdrafts should be capped and charged the going annual interest rate for short-term loans. If I understand correctly, that is how they are handled in Germany.
I have also noticed that the more I need help in a situation, the harder it is to ask for it. The degree of difficulty is somehow connected to the degree of need and factors in my tolerance for disappointment.
Mine is too. I'm actually on my second one. I started back in the late 1980's and spent some fifteen years planning and plotting the first one before I put that outline in a drawer and began planning and plotting the second one. I'm hopeful that someday all that writing around will morph into a real novel that other people want to read but even if not the process has forever changed me.