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Nah, credit card fees are like 1.5 to 3.5%.

Country dependent, in the EU there is a legal cap of 0.2% for debit and 0.3% for credit card transactions.

Interchange is $0.35. On small transactions, that eats up a lot.

What are these servers actually used for?

The Siri+LLM features of Apple Intelligence aren’t launched yet, and the other features like notification summaries run on-device.


I'm a complete Apple ecosystem user-- I have a Mac, an iPhone, an Apple Watch, Apple earbuds, and an Apple TV, and I also pay reasonably close attention to their announcements and developments-- and I couldn't tell you a single Apple Intelligence feature. Nor do I ever use Siri except for setting kitchen timers.

Just a total failure of execution.


What do people even expect from these intelligence services? Apple is always said to have failed, yet I've seen nothing in Windows that I'd actually want to use WRT to intelligence services.

Siri being better at free form requests for actions and doing internet/knowledge searches is about all I can think of. But also, I use Kagi for that, and unless Siri has a pluggable backend for search I'm not sure being forced to use only Apple's search, if it ever exists, is a great design.


The gorgeous rainbow border is one of the Apple Intelligence features, unavailable to plain Siri :/

> Nor do I ever use Siri except for setting kitchen timers.

If it even works, it fails with "something went wrong" for me 3 out of 5 times


The next Siri is Siri by Gemini, running on Google servers with Apple Privacy requirements. (aiui)

https://www.macrumors.com/2026/01/30/apple-explains-how-gemi...


They are supposed to run Apple Intelligence for devices too old to do it themselves.

https://security.apple.com/blog/private-cloud-compute/


I don’t believe that’s true. Private Cloud Compute is restricted to newer phones that already support on device Apple Intelligence. It’s just that the on device model is basically limited to simple stuff. Safari page summarization and the text rewriting features are run in the cloud. You can tell because those features go away without a network connection, and don’t cause the phone to warm.

Well... you can write Apple Shortcuts that send AI requests to their cloud.

I was wondering the same thing. I turned notification summaries off as they were less than useful, and I don't think I've stumbled across any other Apple Intelligence features apart from the laughable Image Playground or whatever it's called.

I cringe whenever I see the Image Playground icon on my MacBook.

It somehow looks worse than most scammy image generation apps you see on half-page search ads on the App Store. I have no idea how Apple willingly released it like that.

It was updated on my iPhone to a bland, forgettable abstract icon that’s still fairly mediocre but no longer an ongoing embarrassment for their corporate brand standards.


There is no good way to announce layoffs.

No matter what he wrote, it was going to be insulting.


>could also help autonomous vehicles as they would get more information than what they can immediately see.

Waymo and others already do this, that's why they can only operate in mapped areas.

Given that Waymo is a google company, they almost certainly started with street view data.


Please drink verification can.

(This never happened though. The MPAA did a lot of shady things with DRM, but not this.)


Kids in the '30s:

  "Summarize this email:  " + email.contents
Prompt injection is just the same problem on a new technology. We didn't learn anything from the 90s.

Siri is really just a speech-to-text command line. It's not an AI and certainly not an agent.

This comic sounded like pure science fiction when I first saw it 15 years ago.

Now it's basically here, people really are getting attached to AI bf/gfs. It's only a matter of time until romance scams start using LLMs.


Scams have been using LLMs for a while. know of two people so far that got their card stolen and used to buy chatgpt subs.

I have also seen examples in the wild of 'helpful spambots' from https://xkcd.com/810/

They'd give LLM-generated answers on reddit and then include a mention of their product at the end.


My facebook feed is mostly low-effort reposted memes from tumblr/twitter/reddit, political ragebait, and screenshots of jokes from TV shows.

It's usually not AI (at least not obviously) but it's still slop.


Kind of? They can get you off the first page of Google, which is often enough to keep employers from seeing it.


Unless they ask grok!


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