When you charge through the platform we issue the charge on behalf the connected account, so you are never actually in the flow of funds.
Re: chargebacks, there are 2 situations where this becomes relevant:
- With managed accounts, you're responsible for losses in the end anyway. This mostly dictates which account balance the fee comes from.
- Generally if you're providing the customer support it can make sense to take on liability. Take Lyft for example: they don't debit driver bank accounts if they get a chargeback.
Re: chargebacks, there are 2 situations where this becomes relevant:
- With managed accounts, you're responsible for losses in the end anyway. This mostly dictates which account balance the fee comes from.
- Generally if you're providing the customer support it can make sense to take on liability. Take Lyft for example: they don't debit driver bank accounts if they get a chargeback.