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I didn't confuse production and consumption with supply and demand, which anyways determines costs and is not the point. We simply have little capacity to save production like we can save water in a reservoir. People save because they want to spend later, sure, but again, that is irrelevant, because production can't be saved in general someone else must borrow.

Investments require taking on risk and...they actually require skills to do right (e.g. Doing your homework). So you might want to invest to get rich, but you might not want to invest because you aren't good at it or do t want to become poor. It still has to be incentivized, especially when most people just want comfortable lives.

You seem to have an agenda in introducing more relationshios above this one simple fact. So make your point rather than just claiming my ignorance, because no points were argued in your post.




> production can't be saved in general someone else must borrow

What's that supposed to mean?




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