Investments require taking on risk and...they actually require skills to do right (e.g. Doing your homework). So you might want to invest to get rich, but you might not want to invest because you aren't good at it or do t want to become poor. It still has to be incentivized, especially when most people just want comfortable lives.
You seem to have an agenda in introducing more relationshios above this one simple fact. So make your point rather than just claiming my ignorance, because no points were argued in your post.
What's that supposed to mean?