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>We're basically in a state of surveillance of nearly all financial transactions.

I am absolutely convinced this is the reason. I'm reading a lot of theories that racist or anti-immigrant motivations lie behind this, but I think it simply is that the priority has shifted between the conflicting motivations of the government to spy on everything and away from facilitating illegal labor for the benefit of large businesses. I have wondered for a while now when this was going to happen because it seemed unreasonable for a surveillance state to leave such a gaping hole in its vision.

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