Although I do see the need, I don't see the innovation from Big Finance. As with anything else trying to disrupt an entrenched industry, it will take early wins to get the ball rolling. In order for this to work Banks would have to become tech shops with all that entails, this has been discussed on HN previously. It is just not in their nature. Banks don't do board shorts and dogs in the office. Modern techies are loathe to work for banks. Where does the innovation come from?
> Zachary Townsend Co-Founder of Standard Treasury (YC S13). Angel Investor. Statistician.