Again, I should have prefaced this with stating that I am not a lawyer and do not provide legal advice.
With a DUNS number, you can open business cards if you have an established history of paying your suppliers and can show sales to other companies.
> And your business credit cards would almost certainly be personally guaranteed -- who would give a credit card to a business with no credit history?
Not true. While it is easier to get a business credit card if you personally guarantee it from day 1, you can get one using you business identification information.
You can get Citi business cards with a DUNS and EIN number.
https://www.citicards.com/cards/wv/html/cm/business/know-the...
You can also get corporate AMEX cards once your business has $10M in revenue a year. Employee cards only require a SSN to verify identity, not to guarantee them (the regular, business amex cads, however, do).
> And your business credit cards would almost certainly be personally guaranteed -- who would give a credit card to a business with no credit history?
Not true. While it is easier to get a business credit card if you personally guarantee it from day 1, you can get one using you business identification information. You can get Citi business cards with a DUNS and EIN number. https://www.citicards.com/cards/wv/html/cm/business/know-the... You can also get corporate AMEX cards once your business has $10M in revenue a year. Employee cards only require a SSN to verify identity, not to guarantee them (the regular, business amex cads, however, do).