One thing to note is Kiva has been doing direct lending in Kenya for about 2 years now using M-PESA via Kiva Zip. Zidisha still has some differences, but I'm surprised at the confrontational tone a lot of Zidisha posts have taken towards Kiva. We're both trying to solve some of the same problems, would be great if instead of negativity, we could work together on doing that, share learnings etc. Anytime I get the chance, I share learnings or offer to help Watsi, and I'd like to think I could feel the same way towards Zidisha.
I wrote this to provide greater clarity to our users and the public, who frequently asked how our services were different. Some readers had the impression that the post was meant to attack Kiva Zip. That was not my intention.
In fact, Kiva Zip and Zidisha have helped each other, and exchanged lessons learned, for over two years now. See https://zip.kiva.org/blogs/4
<< Zidisha Edits
Removed the lengthy section spotlighting a known competing organization, Zidisha from the interest rates section. The information is consistent with Zidisha marketing language and the editor IP is attached to a series of edits inserting Zidisha into other pages. Seems like clear COI: http://en.wikipedia.org/wiki/Special:Contributions/67.188.17...
IP is also in Mountain View, where Zidisha is working this quarter http://www.ip-adress.com/reverse_ip/22.214.171.124 https://www.zidisha.org/forum/threads/zidisha-launches-at-y-... — Preceding unsigned comment added by Djbrusca (talk • contribs) 17:01, 3 March 2014 (UTC) >>
At the very least, you should always disclose your affiliation with Zidisha when making edits:
<< COI (Conflict of Interest) editing is strongly discouraged. COI editors causing disruption may be blocked. Editors with COIs who wish to edit responsibly are strongly encouraged to follow Wikipedia policies and best practices scrupulously. They are also encouraged to disclose their interest on their user pages and on the talk page of the article in question, and to request the views of other editors. If you have a conflict of interest, any changes you would like to propose that might be seen as non-neutral should be suggested on the relevant talk page or noticeboard. >>
That's pretty much spot on policy for Wikipedia.