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I feel really, really sorry for OP. However, since Google closed my adsense account without any serious reason, I learned not to trust them, so I keep backups of every service I have with them.

I'd recommend anyone who uses Google Docs to download a zip file of their Drive weekly, and if possible, use some of the backup tools like [Insync].

Overall, I agree that the Google Drive interface is not totally clear about what the disk files represent.

[Insync]: https://www.insynchq.com/

Would you say Insync is worth the $10 if I only have one Drive account that I want to back up? They do offer backups, right? Their site seems to advertise multiple account sync as its biggest feature.

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