I do wish I could bike to work but I just don't feel safe. If there was a bike lane all the way to work, I'd feel safe enough to bike it.
Sometimes it's nice to have some strength in numbers; can you commute in with a coworker?
677 bicycle deaths vs 230 deaths for those walking. Interestingly many more pedestrians were injured than pedalcyclists injured in that same time period.
If there were dedicated bike lanes going to work, I'd be in them.
As it is, I walk or take my car.
I would never consider biking downtown, at least not yet.
I ride between 5,000-10,000 miles a year. I've had several crashes due to my own fault or other cyclists' faults in races. I've also been hit once and suffered a very minor broken wrist that healed in three weeks. I am pretty lucky.
Some of my friends have been in crashes with cars and they are all fine. It was scary at the moment and they got hurt, with some injuries such as a broken collarbones, but they're all still riding and healthy today.
Of course, they all LOVE riding bikes. If you don't love to ride bikes, it's tough to "get on that horse after it bucks you off," so to speak.
I want a pony. =)