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There needs to be a service where you can just buy/rent a packet with all the essentials. Sim cards are just one of the many things that could come in such a package to save you a lot of time. My GF when she travels has often sought out exchanging used pre-paid SIM cards for the countries she goes to as a way to avoid all the bureaucracy that often surrounds their acquisition. It would be great if you could do this with bank accounts too by simply handing it over to another person. Just withdraw all the money and hand the debit cards and other account information to another person. So long as the bank rules don't allow accounts to go negative, there is no reason to tie identity to bank accounts.

TBH, I've really come to the conclusion that borders are bullshit and I can't wait until they are increasingly viewed as an anachronism like they have come to be viewed within the EU. They create a number of inefficiencies in many many systems and the truth is that the only necessary system that really needs them to function under the current model is taxation to support public infrastructure within a region. However, even that can be solved by only taxing everything that is immobile, such as land, buildings, businesses that need to exist in a certain physical location for prosperity, such that both those that live in a place and those that visit a place, pay directly for the use of all the public services in that place via the infrastructure that accommodates them (places to sleep, eat, work and be entertained).

Yes. When I last left the UK I remarked to the teller as I withdrew the last of my money that it was about 100 up on what I expected. Suddenly all the money was grabbed back. I was quizzed at length on what I had bought recently. It transpired that a recent purchase (it may even have been an ATM withdrawal) hadn't registered at the back yet, and I was made to leave all my money behind to cover the pending charge. Given the BS involved in opening accounts and the larger issue of te impossibility of closing them (10 years later I still have the bank and a tax authority writing to me regarding about 10 quid in the account), handing them on is a great idea. Makes me wonder if I could get paid to some other system - a non bank affiliated credit card or similar. Dare I suggest a Paypal equivalent (obviously not Paypal though).

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