Do you mean aside from the inherent motivation of being able to weather the small financial storms of life and generally being able to build wealth and have significantly more options available to you in many parts of your life?
Lack of incentives from a interest rate and it will be safe in the bank feeling being found to be not so safe.
In the past when we had consumers having too much debt interest rates would slowly rise, nowadays they do there damdest to keep them low to avoid hurting those with large debts. Bottom line is the fiscal appraoch being taken by goverments favours those in debt compared to those who save.
Heck even been talks of having negative interest rates in some countries, that is just down right crazy too me.
This with banks basicly being allowed to rob customer accounts via varous means and the protection offered being limited - the publics trust in banks has been eaten away. 10 years ago if somebody kept money under there matress, they would be laughed at and called old minded, nowadays they would not be laughed at as much and in some countries they would be utterly envied for there wisdom.
That is what I meant about lack of incentives for savers, hope that clears that up.
Do you mean aside from the inherent motivation of being able to weather the small financial storms of life and generally being able to build wealth and have significantly more options available to you in many parts of your life?