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> All I need is a product idea and a vision and I can bootstrap my company.

I think you're omitting a key thing here. You can't do anything without time. Time comes at a cost. If you're building this startup as your day job then that cost is directly monetary, as you will either be living off savings or be supported by someone else. If you're bootstrapping in your part time then your cost is your free time and family time.

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