I am thankful for this, very very thankful. I used to be, for lack of better words, a prick (still am, to a lesser degree!). I would spend money on trivial things. Now I know much better the value of a dollar, and have a least a little bit more perspective on the struggle that many people face ($30k in debt might seem trivial, but I paid as much as others with $200k of student loans due to high interest rates). As of today, I am almost debt free.
Startup culture really saddens me, not because of the chase for wealth - there is nothing bad about that. It saddens me because young people get rich really quickly, many times straight out of college or earlier. They never know what it is like to carry debt. They get rich, and they have no perspective. Elitism is not at all uncommon, subconscious or not, and it has nothing to do with how liberal you are, what charities you donate to, etc. Obviously, I do not look down on these people, I just wish they could experience legitimate hardship for their own benefit.