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Unfortunately Google can only think of that too.

I was attempting to generate discussion. Your snark is not welcome.

No snark intendend whatsoever. I was trying to figure out what the guy was talking about, and when I searched TBV the results were overwhelmed with Time Value of Money. I was observing that if the guy meant anything other than that, it would be all but impossible for someone to figure out if someone was not familiar with ... whatever he's talking about.

In that case, I owe you apology :(

Love to know what this TVM is.

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