Or simply bootstrapping.
It's fascinating to see UserScape bootstrap itself to the point where it can seed fund its own products. That's an amazing place to be at and something to really aspire too.
But then, with seed money you can quit your job, focus on your product without freelancing as a distraction, and keep your business top of mind without financial pressures. But you better be damn sure that you're hitting high growth rates and get back on the roadshow to raise your series A. So there's that too.
Shoot me an email (contact info in profile) or check out http://www.simplyinsured.com - assuming you have 2-3 people on your team, we can save you thousands. I'm looking at quotes right now for fantastic insurance at around $150-$250/person.
And FWIW, Snappy >>>>> SnapReply