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Personally i think a house you live in is a liability rather than an asset, it costs money, ties up a hell of a lot of capital and these days is a gamble on whether you'll get your initial investment back again.



I would tend to agree with that.

This being said, investing in real estate is the only way for a regular person to achieve a high leverage ratio, which is probably why people see it as such a good investment.

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Joe Sixpack can also have high leverage through options contracts.

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