Hacker News new | comments | show | ask | jobs | submit login
Ask HN: Review my startup PaySimply
8 points by paysimply 1612 days ago | hide | past | web | 8 comments | favorite
Hi all,

We are launching PaySimply soon. It is a mobile app that allows you to send money to friends and family (iPhone and Android). We would love to get your thoughts and feedback on the landing page. Feel free to sign up as well. You will be invited soon.



My first impression is that your website looks very unprofessional. I wouldn't trust a payment company with a website like this. However this can be quickly fixed, if you don't have much experience with frontend development someone else needs to help you.

I don't mean to sound forward but what's your background? What's your experience in mobile payment? It's hard to convince someone to put credit card info without giving much info about the company.

Hi! We are two engineers with 5 years experience working for companies such as Mastercard.

While we have no concrete experience in mobile payments, we have a good idea of the current state of the payments landscape. We are developing PaySimply on the side now and this is mainly a market test. We will be using Stripe/Paymill as a payment processor in this test, so everything is secure and PCI compliant. Should we include this in the landing page? We wanted to keep everything as simple as possible.

And no problem for sounding forward. It's best to be as brutal as possible :)

I could be wrong, but this seems like something you need a state-by-state money transmitter license to operate legally. If you're launching this on the cheap (there are significant net worth requirements to get licensed) and worldwide (let alone nationwide), you might want to talk to a lawyer about your liability. These laws don't really care how technically easy it is to build a money transmission service on top of other companies.

You should definitely put that upfront. If you are running a market test for the app's look and feel/usability then your users will probably be techies and blogies who would understand what you're saying and would be more comfortable testing it with a PCI compliant merchant.

Few quick tips: Who are you? What company runs this website? Who are the founders / their background, previous projects, what type of support they bring to this website? what guarantee is given to users, who is already using this app, what does he / she say about it?

Also, how about using anything related to money in your logo?


Thanks for the tips Wajeez. A few of these points are addressed in reply to donbizkit's questions.

For the support: we are definitely supporting this project for the equivalent of a full time project. We guarantee that payments are processed within 7 days (since we are using Stripe for now). We have a select group of friends using our Android app and they love it. We use it almost every day, for reasons listed on the PaySimply website. :)

Should we include testimonials and guarantees about the product?

Guidelines | FAQ | Support | API | Security | Lists | Bookmarklet | DMCA | Apply to YC | Contact