I've been curious about inDinero as well, but they don't seem to have a free trial option. I once signed up, but forgot about it, and now it won't even let me poke around the UI without enabling billing:
Any startup that wants to tackle this space should: 1) allow import of Quickbooks files, and 2) have a free option which allows you to import / type in numbers and run a simple report. Then, if you want more automation or detailed reports (e.g., for taxes) then you need to pay up.
Basically, I'm not going to pay up for something I can't test drive (for like a year), since both my accountant and I are already used to QuickBooks. To overcome my inertia, you have to blow my mind with your features and/or your pricing model.
I agree with you here. Not sure why inDinero wouldnt offer a freemium model. Its tough for me to even request a beta invite when all I see is one screen shot of their service. Seems like the are prepping for a major roll out which would explain the limitation on your end.