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> But Stripe hasn't nailed it and Braintree couldn't nail the "immediate sign up" outside of the US so I too will wait to hear if it's all that much different.

Correction: Braintree hasn't nailed it even inside US, despite reports otherwise. Even though you can sign up and get started with a developer account immediately, there is a human underwriter who looks at your account and activates production. This process might take lesser time now, but its not automated (like Stripe) and some people might get rejected on the way.

This step is the key value proposition for me. If Braintree or Paymill doesn't work like that, then they are not comparable to Stripe.

At Braintree, most new merchants are automatically approved to start processing without any human review. In some cases, an application will need an underwriter to take a look at it before it's fully approved. The advantage of this approach is that we won't tell you that you're good to go, but then shut you down a few weeks or months down the road after you've already started processing.

The UK process (at least when we investigated it) and I assume the rest of the recently added countries is still very much send us more paperwork then a bank ever will ask for to a black hole email (or sftp) at Braintree and say a pray.

This is no worse then any of the other payment processors in the UK but hardly the frictionless option that is in the US.

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