I've never found it necessary to use the --path or --binatubs options with rbenv.
For --path, I just use the default which presumably puts everything in the main rbenv folder for gems. I've never had a problem with this.
For the problem of having to type "bundle exec" before every command that uses a binary from a gem, I've heard of two alternative solutions. One is aliasing "bundle exec" to "be" or something to make it quicker to type. The other is using zsh/oh-my-zsh instead of bash and using a plugin (can't remember the name off the top of my head) that automatically figures out what should be bundle execed and takes care of it behind the scenes. I've never had trouble with this either.
I'm using oh-my-zsh with the bundler plugin, which aliases all binstubs to a function that prepends bundle exec if there's a Gemfile. It works very well in practice. rbenv handles the correct ruby version, Bundler loads the right gem, and it all falls back to the newest version on the system default ruby.
It's a few more moving parts behind the scenes than I'd prefer, but once configured it's completely transparent.