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Integration/onboarding/first time setup pages work much better in my experience when the user can't really do anything until they do the minimum setup.

For curebit, they should focus on making sure to only show that page when the person is ready (probably the case 99% of the time... if someone signs up and puts in CC).

For FaithStreet they wanted you on this page for a reason and put in a bit of effort keeping you there.

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