We're considering PayPal (but have heard the horror stories about holds on larger amounts) or a wire transfer (but would prefer not to provide our routing and account number). 10K+. Would love to hear the community's suggestions.
In the past I've done similar amounts using a wire transfer service like Travelex ... from memory, it was a fixed fee (not a % commission) & the exchange rate was good. You just pay them cash over the counter.
The exchange rate is where standard banks often make a killing when doing a wire transfer.
The bank account which is linked to the stripe account have to be in the US. But as far as I know they are accepting CC from all around the world.
If you are sitting in the US and you just want receive Money from everywhere, than stripe is a good option. At least if you are dealing with small amount of Money. As far as I know stripe takes some percentage from the transaction. For big transactions, like 10K USD, I wouldn't recommend it.