I love this, I use Kiva and the rewards are wonderful as is their way of keeping my money in circulation. But I'm not a U.S. citizen so I only donate a small amount because it's not tax-deductable in my country. You know what I would love? Some one to build a global non-profit money distribution center, so I can donate a lot more in my country and the money can go where I choose. Right now I keep my donations limited in price unless it's a local charity to my tax country and I'd like to see that change.