Members of our team work for Kiva and Vittana (and I worked in microfinance for 4 years) and we would love to eventually try and offer a healthcare loan product (or at least encourage patients to open savings accounts). That said, there are lots of things that make this a tough market (e.g. people don't plan to get sick like they plan to start a business, cost of treatment can be more than they could ever repay, etc.). In all honesty, we can't even figure out healthcare in the US, and it's twice as hard in countries like Ethiopia.
Thanks for the feedback. We love it!
I would love to say that if you took X% off my paycheck, I would sign up instantly. But I would just be escaping my responsibility as a citizen then.
It's a tricky situation because I want automation for cash flow, but at the same time I want intimacy with the program and the people it involves.
Does that sound like something you would be interested in?
I appreciate that people want to have a connection to the people they fund, and I'd like to have that as well, but I don't necessary need it before I commit to funding--I just want to be able to follow up later on.
We'd love to implement this!
Such a scheme would also address the question of whether a patient should be expected to sacrifice their privacy in order to obtain funding.