It's what the con-man (/person) lives on, the old: "There's a sucker born every minute."
And even when individuals are not deliberate in forethought and intent, social systems tend to recreate these patterns. When your family needs to eat (metaphorically, when not literally), you'll restrict your API, too, if that's what it takes.
There's a reason that metaphors stick around. "Don't be a sharecropper." "Don't put all your eggs in one basket." "Time is money." Etc.