Hi Hacker News!
My first iphone app is a simple personal finance utility. The interface lets you plug in the debts and savings goals you have, and the UI displays a dashboard to monitor those debts and savings.
Screenshots & UI: https://www.reddit.com/r/iOSProgramming/s/JfJjruelgR
App Store Link: https://apps.apple.com/us/app/downpay-track-debt-savings/id6...
My goal was to make the app easy to use but at the same time detailed and customizable. You can achieve the same results with a spreadsheet but I wanted to build something fun to use right from your phone.
There’s no backend, no user auth, or any dependencies on a server. This is purely a utility and all data is 100% private :) It is only saved locally on device and in iCloud.
User privacy and convenience is my #1 priority with this app. No data is collected, not even analytics :o If you run into a bug or crash, please submit a bug :)
Features:
1. Debt Manager:
- Manage 14 types of debt in one place, including credit cards, student loans, auto loans, mortgages and more.
- Detailed progress reports, and plan repayment with a user-friendly UI.
2. Savings Manager:
- Set and track savings goals for major purchases such as a downpayment on a house, emergency fund, wedding, home renovation, grad school, or a new car, and much more
- Each savings can have multiple buckets the goal pulls from(such as savings account, gifts from family or brokerage + physical cash etc) and see how close you are to reaching your goals through the UI.
- Some savings types allow “downpayment” logic. For example you can save 10,20,50,100% of the total price.
3. Asset-Linked Debts:
- Link supported debts to assets like vehicles, real estate, or uni degrees.
- I wanted this to be fun and remind users that they have real assets associated with these big loans
4. Learning & Financial Tools:
- It has 80 learning articles
- There are calculators for emergency funds, converting hourly wages to salary, compound interest etc
Features I plan on building:
- Expense Tracking
- Net-worth Tracking
- Bulk Add/Edit Transactions
- Export/Import transactions from CSV
- Automated Recurring Transactions
- Push notifications
- Widgets
In-App Purchases:
- Free version can track 3 debts and 2 savings
- One time fee unlocks Pro, unlimited everything :D
I’m a coding person and not good at marketing, if you have any suggestions for how to market an app I would appreciate it!
If you want to support a dev bootstrapping this on my own please leave an App Store rating <3 :)
Or if you have feedback I would appreciate that as well.
I’m building in public at r/DownPayApp if you are interested in following.
Some fun stuff I made that HN might find interesting:
- Interactive Roadmap
I needed a roadmap that I could share with users. I was using a Google Sheet to track features but sharing that with users didn’t look too pretty so I created a Roadmap page. I did the unthinkable though, I used that same google sheet as a database :o React just fetches the public CSV and renders a UI. I’ll probably move to a more professional roadmap tool but this does the job for now and is free 99 :D
Check it out here: https://lifeutilityapps.com/downpay/roadmap
- What’s New UI
I wanted Users to be able to interact with the Release notes for every version I release. I put a lot of time and effort into the project and I want to highlight all these new things I make so that users are aware of them. This needed to include photos of every new feature, with detailed notes on what changed.
Video: https://www.reddit.com/r/SwiftUI/comments/1ewu20s/release_no...
Thank you all!
