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1) Yes you are correct, I am lucky that I keep my expenses low and that I can charge a good rate to my clients. But as it has been pointed out many times, consulting while bootstrapping is a big distraction. But for me, it is also a way to socialize and stay sane by reminding me that I am still an able developer even when my startup is not doing great.

3) Yes, this is something that you learn overtime. Start small, start now :) I have written this article that presents a way to start outsourcing for a lower cost than development : http://47hats.com/2011/07/outsourcing-101-for-startup-founde...

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