It's precisely the other way around. Cost of bureaucracy is easy to measure, abuse is not measurable (only caught abuse). Nevertheless, the point is that it is difficult to compare a known cost to an unknown cost, so that still stands.
People are risk averse, so a known cost is preferable, even if expectedly higher than dealing with abuse. This is in part why insurance is so profitable.
People are risk averse, so a known cost is preferable, even if expectedly higher than dealing with abuse. This is in part why insurance is so profitable.