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Disagree, if a student wants to pursue computer science he/she should have a lower interest rate than a philosophy major. There is a much higher likelihood that the CS major will pay back the loan soon.

There is a bit of a naivete among college students, that having any degree from "X prestigious university" is enough for the big boys to respect them and give them a high paying job. As a consequence I know many graduates who end up working as waiters etc. Perhaps had this tradeoff been made more evident from the beginning, they would have made different choices.

The student isn't deprived of their opportunity to get involved in low-value fields, but that low value is more apparent, which should help their decision process.

And more high value graduates, with higher incomes and a better ability to donate back to the university would probably increase revenues in the long run.




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