The "cops" have very little to do with this. You're right: this is mostly about insurers, and to a lesser extent based on recommendations from a long, elaborate study by the NTSB about the utility of EDR devices.
So it would be helpful if, while recognizing the implications of EDRs to law enforcement and the 4th Amendment, we made sure we kept the right framing.
So it would be helpful if, while recognizing the implications of EDRs to law enforcement and the 4th Amendment, we made sure we kept the right framing.