European Central Bank moves 'digital euro' to next phase

[donutloop]

https://www.dw.com/en/european-central-bank-moves-digital-euro-to-next-phase/a-67143744

[kdwikzncba]

I still don't understand what this is about

> It would give people the option to use central bank money in a digital format, complementing banknotes and coins.

Don't we already have that? I have a bank account and I can move Euros around.

Someone ELI5?