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You’re far less hedonistic than the target for this article I think. I’m sure there’s a balance, a sweet spot between investment returns and quality of life. Maybe you’ve stumbled upon it. But for me growing up working class poor this, if I could do it over again, I’d do this. I didn’t get married until 29 anyway so I’m not too far off from the timeline I proposed.



Maybe you're right and I'm just not the right sort of person for this in many ways. However, I would question how living in such a way that you're literally counting every penny for so long would affect your relationship with money. It would be a crying shame to have worked so hard for so long to earn it and then not be able to bring yourself to enjoy it.




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