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The article doesn't state when it's from, but it does mention a 2001 Georgetown study, which means that it's probably from around 2001-2002.

It looks like the health care reform of 2010 prevents insurance companies from denying you coverage due to pre-existing conditions (starting in 2014): http://www.csmonitor.com/USA/Politics/2010/0324/Health-care-...

Even earlier in some states, too. If I were uninsurable, I'd give serious consideration to moving someplace like Seattle.

Move to Seattle and the lack of sunlight will pretty much guarantee that you need antidepressants.

Spoken as someone who knows.

They make lamps for that.

Absolutely, and many people have claimed they have worked for them. My mileage has varied.

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