The GENERAL (I will super emphasize this word this time - G.E.N.E.R.A.L) advice from financial institutions for a very long time has been that scammers want your personal information, so to stay safe you should not give bank info to strangers. They also reccommend avoiding bank transfers, money grams and other such things and only using secure card payments.
Again, this is GENERAL advice, if someone wants someone else to send them money they can of course give them their account number and get the money transfered, I never said there was anything wrong with bank transfers, just that the GENERAL advice is to avoid them, they are often associated with scammers.
There was a prank call show on tv about 10 years ago called fonejacker (UK tv) and one of the characters used to ring people up and ask for their bank account details (example sketch here https://www.youtube.com/watch?v=LA3zhzT1wDo ) and funnily enough, no one that I recall ever gave them out.
If 2 people want to make a transaction via bank transfer they can, but the GENERAL advice has always been to avoid them and don't be handing out bank details to strangers. Obviously, "dont give bank details to strangers" is not an exact quote from a financial institution, it is just the GENERAL theme of the overall advice to avoid being scammed.
