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I would recommend something like Algorand for receiving payments. Stable network (zero fork), fast settlement times, extremely low fees + carbon usage. Circle has a full API for receiving USDC payments on top of Algorand here:

https://www.circle.com/en/usdc-multichain/algorand

https://developers.circle.com/docs/getting-started-with-the-...

USDC can of course all be swapped across various chains. Probably the cleanest and fastest crypto API payment gateway right now.

On the Algorand side there's a React toolkit for developing the ability to receive/send:

https://github.com/headline-design/pipeline-ui

https://github.com/headline-design/algo-pay




I’m not sure I’d want to accept payments on Algorand since they have centralized relay nodes that can shut down the chain.


That's fine, you can accept payments elsewhere. The Circle API on top of Algorand has been extremely easy to integrate and move USDC around.




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