But those various ownership models aren’t buried behind 100s pages of EULAs. Or, when they are, you hire a lawyer to represent your interests in the purchase.
You seem to have missed the last half of my comment.
And completely missed the main point - buying/owning a house can be complicated, so we frequently involve lawyers to represent our interests.
Buying a phone shouldn't be so complicated. But, not only are EULAs overly long, they're often written in legalese which is beyond the comprehension of the average person.