There is a niche of people trying to combine cognitive mapping with RL, or indeed arguing that old RL methods are actually implemented in the brain. But it looks like they don't much benefit to show in applications for it. They seem to have no shortage of labor or collaborators at their disposal to attempt and test models. It certainly must be immensely simpler than rat experiments.
Having said that, yes I do believe that progress can come considering how nature accomplish the solution and what major components we are still missing. But common-sense-driven tacking them on there has certainly been tried.