They've done a bunch of updates to the importing in the last year so it might work better with your institution now. They support Oauth for the bank creds too for those that support it, which is great.
It's still not great. You have to reauth accounts all the time, and I'm constantly getting the little wrench icon telling me they can't pull transactions right now. I've not found a single alternative that will give me a solid overview of all my various accounts as an api that I can build my OWN dashboard off of, otherwise I'd use that. YNAB still gets my money, but reluctantly until then.