You would get the benefit of prepayment discounts and an accurate financial picture when looking at your main account.
I think some semblance of this exists for certain online banks but I have enough momentum with my current bank that I wouldn't switch just for that.
Account A gets all salary in. Account B is expenses. Zero Balance. Excel sheet has column for each expense, like Insurance, Phone, Internet, Car, etc. If I need to put $100 for Car, I send it to Ac B, & make an entry in Sheet with first column as Date, & Car's column as =100. When over time I spend that $100 or anything from that account, I log it as =-100. Kind of envelopes.
I've been using YNAB for a few months and it's perfect for this. I used to park large sums in different places to keep track of what was what, but since I just track it all in YNAB now I can happily park most of my cash in a HYSA.
It pays for itself!
There are so many cool tools and micro-SaaS on the internet but I always browse by and when I need them later on it’s impossible to find again.
You can look at the categories to see where the gaps are.
I'm thinking of a model where website/service owners would enroll to a "program" where they would turn off all the ads for the program members seamlessly.
You do realize this is a forum spawned from a STARTUP INCUBATOR right?
> What SaaS app would you pay the most money for? Please only give answers that can be written in a weekend with the tools and frameworks that I know.