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Everyone _should_ do that, as CCs generally take a dim view on charging before something actually ships.



Yes - which is why what webapps do is only authorize AND charge when something actually ships. Most payment gateways (including Authorize.net's other products like SIM) support this workflow.

The reason is because, to do something like AIM or CIM, payment gateways need to store CVV numbers as well, resulting in a very expensive level of PCI compliance.

I'm not extremely well versed with fraud semantics, but IMHO placing an authorize on a card reduces the risk of fraud, refusing to pay, etc.




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