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I see there are some of these around these days, perhaps it wasn't so common last time I was looking which was at least 5 years ago. But at this point, there doesn't seem to be much benefit in having a credit card. I'd also be unlikely to qualify for one, either due to not having a stable income of $20k plus per year, or because I'm not a permanent visa holder in Australia, despite living here for over a decade.





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