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Retailers can offer discounts for cash transactions, per the Durbin Amendment to the Dodd-Frank bill of 2010.

https://en.wikipedia.org/wiki/Durbin_amendment




It depends on where you live. 10 states have laws that prohibit or restrict discounts for cash transactions: California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma and Texas. Some of those restrictions have been invalidated by federal courts, but I was somewhat confused about which states were affected.


Perhaps this is explicitly allowed (you did say restrictions) but in Kansas it isn't uncommon to see gas station signs displaying a cash price and a card price.


I have definitely personally seen many instances in which you get a discount paying in cash in California. Maybe they get away with it because they technically frame it as charging extra for paying with a card?


Weird, because in three of those states (New York, Texas, and California) I have used cash to get a cash discount in the last year.

I imagine it's because of lack of enforcement?


All three of those states I believe had their surcharge bans invalidated by federal courts. Texas' law was declared unconstitutional in summer 2018: https://faq.sll.texas.gov/questions/9631




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