i use them to pay security deposits on apartments, since i still use a credit union that only exists in a city i haven't lived in for a decade
all banking i do online and their web/mobile presence is really good, so i don't really wanna switch, but there's no way for me to get cashier's checks, so postal money orders it is
postal money orders are really convenient for the limited purpose i need them for, and post offices are everywhere. i can imagine that they're much more useful for unbanked people, and think it would be really good to expand postal banking, but alas
I must be a really advanced landlord, because I take deposit payments via Zelle and Venmo (and rent too). Seems like a pretty safe bet. If you reverse the transaction, our contract isn't valid and I don't give you the keys.
I have never had a landlord that accepts online payments. On top of that, most online services charge a merchant fee for business transactions - paying via check is cheaper for everyone.
Most credit unions are part of the shared branch program. Assuming yours is, it's pretty easy to find one near you that is and you should be able to get a cashier's check there. I've only done a cash withdrawl though (craigslist buy was over the daily atm limit)
all banking i do online and their web/mobile presence is really good, so i don't really wanna switch, but there's no way for me to get cashier's checks, so postal money orders it is
postal money orders are really convenient for the limited purpose i need them for, and post offices are everywhere. i can imagine that they're much more useful for unbanked people, and think it would be really good to expand postal banking, but alas