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Heh, that reminds me of my first bank account. They told me I had something called "overdraft protection", which I stupidly assumed would protect me from overdrafting my account by declining transactions.

Then I forgot to deposit a check at one point and overdrafted my account. I assumed things were fine because none of my transactions were getting declined. Instead I was being charged an extra $15 fee on every transaction, so that $0.75 stick of gum? $15.75, etc. This went on for about three weeks before I got my statement and talked to my bank.

They informed me that in fact the protection was from my transactions from being declined, at the paltry expense of $15 per transaction.




This is why the CEO of TCF Bank named his yacht Overdraft.


And here I am laughing at this pretty clever joke only to realize this is real..

https://www.washingtonpost.com/news/get-there/wp/2017/01/20/...




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