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They have competitors though, Yodlee and Salt Edge to name but two. Have had some 'fun' recently in the UK when the FCA introduced open banking without actually allowing foreign companies any way to particiapte. This broke the budgeting app that I use (Pocketsmith https://www.pocketsmith.com) because Yodlee, the bank feed provider they used, isn't a UK company and neither are they, thus they didn't comply with the regulations.

Pocketsmith got around this by adding feeds from Salt Edge, thankfully. I've actually become quite dependent on having proper cashflow, balance sheet and P + L statements for my personal finances.






There is the Swedish company Tink in this space too.

https://tink.com/




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