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It might look dreary to you from a distance, but for us on the ground, it is working. My bank is already offering to show any other banks’ statements along my accounts.

It's only working for large, existing players, is his point. For me wanting to build automatic syncing to my budget tools, I'm still out of luck. They don't even let you access your own data.

That’s kind of expected, isn’t it? An integration you make could be potentially used/abused by others and must be thoroughly vetted. For personal use my bank offers daily CSV downloads.

> For personal use my bank offers daily CSV downloads.

Can you automate this? This is my point. Manual CSV exports are not a solution. Open Banking was supposed to solve this but it's a complete sham that is only there to make them look like they're doing something and benefit the existing incumbents.

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