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Negative interest rates basically mean: "We accept your money to store it safely, for a small fee".

Didn't banks do just that at the times when gold was the world currency? That continued for quite some centuries, e.g. during the explosive growth of the industrial revolution.

Most banks charge a monthly service fee already anyway. So we're basically already under negative interest rates; it's just regressive ones that are a higher percentage the less money you have.

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